#WEB3
Coinbase CEO Brian Armstrong 表示，公司未來希望發展為一個「金融超級 App」，將加密資產與傳統銀行服務整合，最終成為用戶的主帳戶。他指出，雖然目前受到美國監管壓力與銀行競爭挑戰，但 Coinbase 將持續拓展產品功能與用戶體驗，長遠目標是成為能處理存款、支付、借貸、投資等全方位金融業務的應用程式。
Coinbase CEO Brian Armstrong says the company wants to become a financial “super app” that integrates crypto with banking — including savings, payments, loans, and investments — so that users rely on it as their primary financial account. The move comes amid regulatory hurdles in the U.S. and growing competition from both banks and fintechs.
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Full article: [https://www.coindesk.com/markets/2025/09/20/coinbase-ceo-we-want-to-become-a-super-](https://www.coindesk.com/markets/2025/09/20/coinbase-ceo-we-want-to-become-a-super-)
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– **Why it matters**: Coinbase isn’t just building for crypto users — it’s aiming to replace your bank, a bold bet that merges Web3 infrastructure with fintech ambitions.
– **The big picture**: In the race to capture digital finance, the lines between banks, wallets, and exchanges are blurring — and Coinbase wants to be the one app that rules them all.