#WEB3 JPMorgan 向金融科技公司開刀，欲向其收取用戶數據訪問費。這項收費將涉及數以億計美元，對依賴免費或低成本資料的 fintech 模式構成巨大衝擊。據悉，收費依用途而異，以支付業務為主的公司將面對更高成本，預示傳統銀行與新金融科技間的角力升級。
JPMorgan has informed fintechs that it will begin charging hefty fees—amounting to hundreds of millions of dollars—for access to customer banking data. The new model targets data aggregators and could severely disrupt fintechs’ current data-driven business structures, especially those focused on payments, which face higher charges.
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Full article https://www.bloomberg.com/news/articles/2025-07-11/jpmorgan-tells-fintechs-they-have-to-pay-up-for-customer-data?embedded-checkout=true