#HKSTARTUPS 新加坡三家由科技巨頭如 Grab、Sea 及渣打支持的數碼銀行，營運三年後仍難以盈利並吸引大量客戶。雖然數碼銀行為消費者提供更多選擇，但傳統銀行 DBS、UOB、OCBC 依然業績亮眼，吸引不少客戶繼續選擇它們，反映在成熟市場中，數碼銀行要突圍並不容易。
Singapore’s three digital banks, backed by tech giants like Grab, Sea, and Standard Chartered, are still struggling to achieve profitability and expand their customer base three years after launch. While they offer more choices to consumers, legacy banks like DBS, UOB, and OCBC continue to thrive, showing that in a mature market, breaking through remains a tough challenge for digital lenders.
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Full article https://asia.nikkei.com/spotlight/asean-money