// “In a [fully-banked] market like Hong Kong, pretty similar to Singapore, you need to focus on a few high-margin products for a digital bank to be profitable. For us, it’s lending and wealth…there’s no point selling someone that third bank account,” says Loong. “In Indonesia, our strategy would be financial inclusion. We’re actually able to offer accounts to people that have never had an account.” https://www.forbes.com/sites/catherinewang/2022/10/18/with-900-million-in-funding-hong-kong-fintech-unicorn-welab-bets-big-on-indonesia/ //